Pradhan Mantri Jeevan Jyoti Bima Yojana MCQs (PMJJBY)-“Practice high-quality MCQs for the Inspector of Post Office (IPO) Exam covering key postal rules, procedures, and current schemes. Ideal for quick revision and accurate self-assessment based on the latest syllabus.”
1.Main objective of PMJJBY:
A) Medical insurance
B) ₹2 lakh life cover at low premium
C) Education loan
D) Accident insurance
[show_answer]The correct answer is: ₹2 lakh life cover at low premium [/show_answer]
2.Eligible age to enroll in PMJJBY:
A) 18–50 years (nearest birthday)
B) 18–60
C) 21–65
D) 18–70
[show_answer]The correct answer is: 18–50 years (nearest birthday) [/show_answer]
3.Annual premium for PMJJBY:
A) ₹395
B) ₹500
C) ₹250
D) ₹436
[show_answer]The correct answer is: ₹436 [/show_answer]
4.Coverage period for PMJJBY:
A) 1 Jan – 31 Dec
B) 1 June – 31 May
C) 1 Apr – 31 Mar
D) Rolling monthly
[show_answer]The correct answer is: 1 June – 31 May [/show_answer]
5.Are accidental deaths covered during lien period in PMJJBY?
A) No
B) Only after 30 days
C) Yes, covered from Day 1
D) Only if medical proof is submitted
[show_answer]The correct answer is: Yes, covered from Day 1 [/show_answer]
6.Who are master policyholders under PMJJBY?
A) LIC only
B) Participating banks or India Post
C) IRDAI
D) RBI
[show_answer]The correct answer is: Participating banks or India Post [/show_answer]
7.PMJJBY provides claim benefit on:
A) Any type of death (after lien)
B) Accidental death only
C) Natural death only
D) COVID-19 death only
[show_answer]The correct answer is: Any type of death (after lien) [/show_answer]
8. Can a subscriber rejoin PMJJBY after exit?
A) No
B) Yes, with fresh lien clause
C) Yes, no new lien
D) Once exited, banned permanently
[show_answer]The correct answer is: Yes, with fresh lien clause [/show_answer]
9.Which document is NOT required for PMJJBY claim?
A) Death certificate
C) Nominee’s PAN card
B) Enrollment proof
D) Nominee’s ID
[show_answer]The correct answer is: Nominee’s PAN card [/show_answer]
10.Who handles premium auto-debit for PMJJBY?
A) LIC
B) Ministry of Finance
C) Participating bank or India Post
D) IRDAI
[show_answer]The correct answer is: Participating bank or India Post [/show_answer]
