Pradhan Mantri Jeevan Jyoti Bima Yojana MCQs (PMJJBY)-“Practice high-quality MCQs for the Inspector of Post Office (IPO) Exam covering key postal rules, procedures, and current schemes. Ideal for quick revision and accurate self-assessment based on the latest syllabus.”
1.Main objective of PMJJBY:
A) Medical insurance
B) ₹2 lakh life cover at low premium
C) Education loan
D) Accident insurance
2.Eligible age to enroll in PMJJBY:
A) 18–50 years (nearest birthday)
B) 18–60
C) 21–65
D) 18–70
3.Annual premium for PMJJBY:
A) ₹395
B) ₹500
C) ₹250
D) ₹436
4.Coverage period for PMJJBY:
A) 1 Jan – 31 Dec
B) 1 June – 31 May
C) 1 Apr – 31 Mar
D) Rolling monthly
5.Are accidental deaths covered during lien period in PMJJBY?
A) No
B) Only after 30 days
C) Yes, covered from Day 1
D) Only if medical proof is submitted
6.Who are master policyholders under PMJJBY?
A) LIC only
B) Participating banks or India Post
C) IRDAI
D) RBI
7.PMJJBY provides claim benefit on:
A) Any type of death (after lien)
B) Accidental death only
C) Natural death only
D) COVID-19 death only
8. Can a subscriber rejoin PMJJBY after exit?
A) No
B) Yes, with fresh lien clause
C) Yes, no new lien
D) Once exited, banned permanently
9.Which document is NOT required for PMJJBY claim?
A) Death certificate
C) Nominee’s PAN card
B) Enrollment proof
D) Nominee’s ID
10.Who handles premium auto-debit for PMJJBY?
A) LIC
B) Ministry of Finance
C) Participating bank or India Post
D) IRDAI
