{"id":400,"date":"2025-07-05T15:16:27","date_gmt":"2025-07-05T15:16:27","guid":{"rendered":"https:\/\/postaladda.com\/mcq\/?p=400"},"modified":"2025-07-05T15:16:28","modified_gmt":"2025-07-05T15:16:28","slug":"atal-pension-yojana-mcqs-apy","status":"publish","type":"post","link":"https:\/\/postaladda.com\/mcq\/atal-pension-yojana-mcqs-apy\/","title":{"rendered":"Atal Pension Yojana MCQs (APY)"},"content":{"rendered":"\n<p>Atal Pension Yojana MCQs (APY)- &#8220;Practice high-quality MCQs for the Inspector of Post Office (IPO) Exam covering key postal rules, procedures, and current schemes. Ideal for quick revision and accurate self-assessment based on the latest syllabus.&#8221;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1.<strong>Main objective of APY:<\/strong><\/h2>\n\n\n\n<p>A) Employment<br>C) Guaranteed pension to unorganized sector<br>B) Insurance cover<br>D) Scholarships<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  Guaranteed pension to unorganized sector<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">2.<strong>Minimum guaranteed monthly pension under APY:<\/strong><\/h2>\n\n\n\n<p>A) \u20b9500<br>B) \u20b91,000<br>C) \u20b91,500<br>D) \u20b92,000<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  \u20b91,000<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">3.<strong>Regulator of APY:<\/strong><\/h2>\n\n\n\n<p>A) SEBI<br>B)  IRDAI <br>C) RBI<br>D)PFRDA<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is: PFRDA<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">4. <strong>Eligible age range for APY enrollment:<\/strong><\/h2>\n\n\n\n<p>A) 18\u201360<br>B) 21\u201360 <br>C) 18\u201340 years<br>D) 18\u201350<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is: 18\u201340 years<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">5.<strong>APY contributions are made through:<\/strong><\/h2>\n\n\n\n<p>A) Cash<br>B) NEFT<br>C)  Auto-debit from bank account<br>D) UPI only<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is: Auto-debit from bank account<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">6.<strong>Pension slab changes (up\/downgrade) are allowed:<\/strong><\/h2>\n\n\n\n<p>A) Anytime<br>B) Once a year<br>C) Only before 40<br>D) Not allowed<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is: Once a year<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">7.<strong>If fund returns fall below promised pension, who pays the shortfall?<\/strong><\/h2>\n\n\n\n<p>A) Government of India<br>B) LIC <br>C) Subscriber<br>D) PFRDA<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is: Government of India<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">8.<strong>Penalty for missed APY contribution:<\/strong><\/h2>\n\n\n\n<p>A) \u20b95\/month<br>B) \u20b91 per \u20b9100 per month<br>C) \u20b92 flat<br>D) \u20b910<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is: \u20b91 per \u20b9100 per month<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">9.<strong>APY tax benefits are available under:<\/strong><\/h2>\n\n\n\n<p>A) 80C only<br>B) 80CCD(1) &amp; 80CCD(1B)<br>C) 80D<br>D) 10(10D)<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is: 80CCD(1) &#038; 80CCD(1B)<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">10.<strong>Nominee benefit after subscriber &amp; spouse death in APY:<\/strong><\/h2>\n\n\n\n<p>A) Monthly pension<br>B) Final corpus amount<br>C) Education fund<br>D) Nothing<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is: Final corpus amount<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Atal Pension Yojana MCQs (APY)- &#8220;Practice high-quality MCQs for the Inspector of Post Office (IPO) Exam covering key postal rules, [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1,4,18],"tags":[],"class_list":["post-400","post","type-post","status-publish","format-standard","hentry","category-blog","category-ipo-mcqs","category-ipo-paper-01"],"_links":{"self":[{"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/posts\/400","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/comments?post=400"}],"version-history":[{"count":3,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/posts\/400\/revisions"}],"predecessor-version":[{"id":403,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/posts\/400\/revisions\/403"}],"wp:attachment":[{"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/media?parent=400"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/categories?post=400"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/tags?post=400"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}