{"id":832,"date":"2025-09-18T02:52:13","date_gmt":"2025-09-18T02:52:13","guid":{"rendered":"https:\/\/postaladda.com\/mcq\/?p=832"},"modified":"2025-12-07T07:59:42","modified_gmt":"2025-12-07T07:59:42","slug":"sukanya-samriddhi-account-scheme","status":"publish","type":"post","link":"https:\/\/postaladda.com\/mcq\/sukanya-samriddhi-account-scheme\/","title":{"rendered":"Sukanya Samriddhi Account Scheme \u2013 MCQs"},"content":{"rendered":"\n<p>Sukanya Samriddhi Account Scheme-Practice high-quality MCQs for the Inspector of Post Office (IPO) Exam covering key postal rules, procedures, and current schemes. Ideal for quick revision and accurate self-assessment based on the latest syllabus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1.The Sukanya Samriddhi Account Scheme was launched on:<\/h2>\n\n\n\n<p>A. 1st April 2014<br>B. 15th August 2016<br>C. 22nd January 2015<br>D. 5th July 2017<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">2.The main objective of the Sukanya Samriddhi Scheme is:<\/h2>\n\n\n\n<p>A. Encourage savings for housing<br>B. Provide pensions for women<br>C. Promote savings for girl child\u2019s education and marriage<br>D. Fund government\u2019s girl child programs<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">3.Who can open a Sukanya Samriddhi Account?<\/h2>\n\n\n\n<p>A. Girl child herself<br>B. Any family member<br>C. Guardian in the name of girl child below 10 years<br>D. Government agency<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">4.What is the maximum number of Sukanya Samriddhi Accounts allowed per family?<\/h2>\n\n\n\n<p>A. 1<br>B. 2<br>C. 3<br>D. Unlimited<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  B<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">5.An exception to the 2-account limit per family is allowed in case of:<\/h2>\n\n\n\n<p>A. Premature maturity<br>B. Twin or triplet girl births in first two birth orders<br>C. Guardian\u2019s death<br>D. No exceptions allowed<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  B<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">6.What document is mandatory for account opening under SSAS?<\/h2>\n\n\n\n<p>A. Aadhar only<br>B. Girl child\u2019s birth certificate<br>C. Father\u2019s PAN card<br>D. Income certificate<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  B<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">7.Minimum deposit required per financial year in SSAS is:<\/h2>\n\n\n\n<p>A. \u20b9100<br>B. \u20b9250<br>C. \u20b9500<br>D. \u20b91,000<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  B<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">8.Maximum deposit allowed per year in Sukanya Samriddhi Account is:<\/h2>\n\n\n\n<p>A. \u20b91 lakh<br>B. \u20b92 lakh<br>C. \u20b91.5 lakh<br>D. \u20b975,000<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">9.What is the current interest rate (FY 2024\u201325) on Sukanya Samriddhi Account?<\/h2>\n\n\n\n<p>A. 6.8%<br>B. 7.1%<br>C. 7.6%<br>D. 8%<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">10.Interest in SSAS is compounded:<\/h2>\n\n\n\n<p>A. Monthly<br>B. Quarterly<br>C. Annually<br>D. Half-yearly<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  B<\/div>\n\n\n\n<!--nextpage-->\n\n\n\n<h2 class=\"wp-block-heading\">11.<strong>hat is the total tenure of a Sukanya Samriddhi Account?<\/strong><\/h2>\n\n\n\n<p>A. 15 years<br>B. 18 years<br>C. 21 years from opening<br>D. Until marriage<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">12.Deposit under SSAS is allowed for how many years?<\/h2>\n\n\n\n<p>A. 15<br>B. 10<br>C. 20<br>D. 21<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  A<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">13.<strong>Tax benefit on SSAS deposits is available under which section?<\/strong><\/h2>\n\n\n\n<p>A. 10A<br>B. 24<br>C. 80C<br>D. 80G<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">14.<strong>What is the tax treatment of SSAS on maturity?<\/strong><\/h2>\n\n\n\n<p>A. Fully taxable<br>B. Principal exempt, interest taxable<br>C. EET \u2013 Exempt-Exempt-Taxable<br>D. EEE \u2013 Fully tax exempt<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  D<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">15.<strong>Who operates the account before the girl turns 18?<\/strong><\/h2>\n\n\n\n<p>A. Bank staff<br>B. Mother only<br>C. Guardian<br>D. Local authority<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">16.<strong>Who operates the account after the girl turns 18?<\/strong><\/h2>\n\n\n\n<p>A. Guardian<br>B. Either girl or guardian<br>C. Girl child herself<br>D. Post Office<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">17.<strong>Premature closure is NOT allowed within first ___ years of opening<\/strong><\/h2>\n\n\n\n<p>A. 5<br>B. 3<br>C. 1<br>D. 10<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  A<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">18.<strong>Premature closure is permitted after death of:<\/strong><\/h2>\n\n\n\n<p>A. Girl child only<br>B. Guardian only<br>C. Girl child or on compassionate grounds (life-threatening illness, guardian\u2019s death)<br>D. Not permitted at all<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">19.<strong>In case of premature closure after death, what interest is paid?<\/strong><\/h2>\n\n\n\n<p>A. No interest<br>B. Scheme interest<br>C. FD interest<br>D. POSA interest till date of closure<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  D<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">20.<strong>Maximum withdrawal allowed after the girl turns 18 or passes class 10 is:<\/strong><\/h2>\n\n\n\n<p>A. 100%<br>B. 75%<br>C. 50%<br>D. \u20b91 lakh<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<!--nextpage-->\n\n\n\n<h2 class=\"wp-block-heading\">21.<strong>Withdrawal from SSAS requires proof of:<\/strong><\/h2>\n\n\n\n<p>A. Marriage registration<br>B. Medical emergency<br>C. Guardian\u2019s income<br>D. Admission offer or fee receipt<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  D<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">22.<strong>Withdrawal under SSAS is allowed in:<\/strong><\/h2>\n\n\n\n<p>A. One lump sum only<br>B. Monthly installments<br>C. Up to 1 installment\/year for max 5 years<br>D. No fixed limit<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">23.<strong>Account closure is permitted after the girl child\u2019s marriage if she is above:<\/strong><\/h2>\n\n\n\n<p>A. 18 years<br>B. 17 years<br>C. 16 years<br>D. 21 years<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  A<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">24.<strong>Premature closure for marriage can be done between:<\/strong><\/h2>\n\n\n\n<p>A. 6 months before to 6 months after<br>B. 1 month before to 3 months after marriage<br>C. On exact date of marriage only<br>D. Anytime after 18 years<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  B<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">25.<strong>On final closure, the balance is paid to:<\/strong><\/h2>\n\n\n\n<p>A. Guardian<br>B. Postmaster<br>C. Girl child account holder<br>D. Government fund<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">26.<strong>What form is used for closure of SSAS?<\/strong><\/h2>\n\n\n\n<p>A. Form-1<br>B. Form-3<br>C. Form-4<br>D. No form required<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">27.<strong>A girl child aged 11 can open an SSAS account.<\/strong><\/h2>\n\n\n\n<p>A. True<br>B. False<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  B<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">28.<strong>Deposits under SSAS can be made in:<\/strong><\/h2>\n\n\n\n<p>A. Any amount<br>B. Multiples of \u20b95<br>C. \u20b9250 to \u20b91.5 lakh annually<br>D. Only fixed deposits allowed<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">29.<strong>Who verifies the affidavit in case of triplets?<\/strong><\/h2>\n\n\n\n<p>A. Local panchayat<br>B. Hospital<br>C. Post Office<br>D. Guardian affidavit required with medical proof<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  D<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">30.<strong>After account maturity, the interest is<\/strong>:<\/h2>\n\n\n\n<p>A. Paid at FD rate<br>B. Paid at POSA rate<br>C. Paid till closure<br>D. Not paid at all<\/p>\n\n\n<button class=\"show-answer-btn\" onclick=\"pa_toggle_answer(this)\">Show Answer<\/button><div class=\"answer\">The correct answer is:  C<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sukanya Samriddhi Account Scheme-Practice high-quality MCQs for the Inspector of Post Office (IPO) Exam covering key postal rules, procedures, and [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1,4,18],"tags":[],"class_list":["post-832","post","type-post","status-publish","format-standard","hentry","category-blog","category-ipo-mcqs","category-ipo-paper-01"],"_links":{"self":[{"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/posts\/832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/comments?post=832"}],"version-history":[{"count":2,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/posts\/832\/revisions"}],"predecessor-version":[{"id":1143,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/posts\/832\/revisions\/1143"}],"wp:attachment":[{"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/media?parent=832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/categories?post=832"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/postaladda.com\/mcq\/wp-json\/wp\/v2\/tags?post=832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}